What does the agent do when employing the 'Delaying the Payment' tactic?

When employing the 'Delaying the Payment' tactic, the agent keeps the money in an interest-bearing account. This approach allows the agent to retain access to the funds for a longer period, which not only delays the outflow of cash but also enables the agent to earn interest on the amount held in the account. This tactic can be strategically beneficial as it maximizes the financial advantage for the agent while also potentially providing a better cash flow management scenario, allowing for investments or other expenditures in the interim.

Other options do not align with the key principle of this tactic. Sending payment immediately would negate the purpose of delaying, while withholding payment to the client does not typically provide the financial benefits associated with delaying payment or yielding interest. Increasing the premium for late payment might relate to penalty fees, but it doesn't directly connect to the tactic’s main parameter of managing cash flow for interest earnings.