What are the four types of disability benefits available under workers compensation?

The four types of disability benefits available under workers’ compensation are accurately classified as Temporary Total, Temporary Partial, Permanent Total, and Permanent Partial. Each category addresses different circumstances of disability experienced by workers due to job-related injuries or illnesses.

Temporary Total disability benefits are provided when an employee is completely unable to work for a limited period due to their injury but is expected to recover. Temporary Partial disability benefits are for situations where an employee can work, but only in a limited capacity and may earn less than their usual wages.

Permanent Total disability benefits apply to individuals who are permanently unable to return to any form of work following their injury. Finally, Permanent Partial disability benefits offer compensation when an employee suffers a permanent impairment but can still work, albeit at a reduced earning capacity or in a different role.

The other options do not offer the established classifications used in workers' compensation systems and may include terms that are not officially recognized or relevant to the context of disability benefits. For instance, terms like "Temporary Seasonal" and "Permanent Temporary" in the second option mix concepts that do not align with the policies governing disability benefits. Similarly, the terms in the third and fourth answers focus on types of disabilities or varying durations that do not fit into the standard categories for compensation.